Do You Wait for Mortgage Approval Before Paying for a Survey?
You don’t wait for full mortgage approval before moving forward. Apply first, let the lender instruct the valuation, then time your survey properly.
Latest
£750,000 House on Modern Method of Auction… and £80,000 in Costs? Understand This Properly
Modern method of auction properties can raise pricing questions. Here’s how to assess them properly before making a decision.
House on the Market for 7 Months at £275,000 — What Should You Offer..?
A house sitting on the market for 7 months isn’t random. Here’s how buyers should work out what to offer — properly.
Seller Asked for £15,000 More Right Before Exchange? You Read That Right
Seller wants £15,000 more right before exchange? Here’s how to handle it properly without losing the deal — or overpaying.
“We’re Cash Buyers” — Here’s What That Actually Means
“Cash buyer” sounds strong — but most aren’t. Here’s how to separate real cash buyers from ones who just sound good.
Downvalued by £80,000? Here’s Exactly What to Do Next
Your offer’s agreed at £580,000… but the bank says it’s worth £500,000. Here’s what it really means — and exactly how to respond without overpaying.
Two Agents. £75,000 Difference. What Do You Do?
Two agents. £75,000 difference. One of them is wrong. Here’s how to find out who — without risking your sale.
Can an Estate Agent Force You to Use Their Mortgage Broker?
Told you must use the agent’s mortgage broker? You don’t. Here’s what’s really going on — and how to handle it without losing the deal.
A Similar House Just Sold for £148,000. This One’s on at £164,950 — What Should You Offer?
A house nearby sold for £148,000. This one’s on at £164,950. Here’s how to work out if that gap is justified — before you make an offer.
Before You Sign an Estate Agent’s Contract, Ask This One Question
Before you sign with an estate agent, ask this one question. Their answer will tell you exactly how your sale is going to go.
Agreed £150,000… But the Bank Says It’s Only Worth £140,000 — What Happens Now?
Agreed £150,000… but the bank says it’s only worth £140,000. Here’s what it means — and what you should do next.
How to Get the Best Price for Your Renovated Flat (Even Above Market Value)
You’ve done the flat up — now don’t lose money at the final step. Here’s how to actually push for a top price (even above market value).
Buyer Strategy
Does Being a First-Time Buyer Help You Negotiate a Lower Price?
Big deposit. No chain. Mortgage ready. Sounds strong, right? Here’s why that alone won’t get you a discount — and what actually will.